Health Insurance Information for Self Employed

Homepreneurs blogged in the past about the upcoming Affordable Health Care Act.  Building on that post, here is more information from the Small Business Administration (SBA).  A current article on the SBA website discusses Key Provisions Under the Affordable Care Act for Self-Employed Individuals.


In summary, the SBA article reminds individuals to purchase “minimum essential coverage” by January 1, 2014 or apply for medicaid programs or provide evidence for an exemption or expect to pay a penalty (shared responsibility payment).  Individual insurance plans will be available through the individual health insurance marketplaces and will offer a choice of four levels of benefit packages that differ by the percentage of costs the health plan covers.  The marketplace starts open enrollment on October 1, 2013.

More information on the available health insurance plans is found on

Homepreneurs welcomes and embraces a national health insurance care option for everyone, especially for persons stuck in jobs for needed health benefits or those denied coverage because of chronic conditions.  The Affordable Care Act removes the single biggest obstacle to self-employment and we welcome the Act.

January 1, 2014 is roughly 4 months away as of this writing and we strongly suggest individuals – especially the self employed – take a close look at the plans, options, and costs.

By Dion D. Shaw

Dion Shaw is the founder and owner of Homepreneurs



Homepreneurs does not endorse nor have any relationships with any of the services listed.  Homepreneurs receives no compensation or consideration for its suggestions or recommendations.  Homepreneurs strongly urges all interested parties to conduct research and accepts no responsibility for any losses incurred.

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Affordable Health Insurance Self Employed Question & Answers